Trucking insurance guide

Why A Hotshot Deck Draws More Securement Violations

Open deck, visible load, and a Vehicle Maintenance score anyone can pull up

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Your load is the one thing an inspector sees from the shoulder

A hotshot runs an open deck. Whatever is strapped to it is visible from a hundred feet away, in daylight, to anyone standing beside the road. A dry van hauling the same freight just as badly gets none of that attention, because nobody can see inside it. That difference is not a hunch. FMCSA put it in writing.

In December 2012 the agency moved every load securement violation out of the old Cargo-Related BASIC and into Vehicle Maintenance. Its stated reason was that carriers hauling predominantly on open trailers showed excessively high Cargo-Related percentiles, because securement issues on those carriers are more apparent. The rules never got stricter for hotshots. The visibility was already there. That is the background risk sitting behind every hotshot truck insurance quote you get back.

Where a securement ticket lands now

It lands in Vehicle Maintenance, next to inoperative brakes and burned out lights. FMCSA defines that category as failure to properly maintain a vehicle and prevent shifting loads, spilled or dropped cargo, and overloading, and it lists improper load securement as an example violation. The June 2026 SMS Methodology, version 3.21, still reads that way.

What matters commercially is that Vehicle Maintenance is public. Crash Indicator, HM Compliance, and the Insurance and Other indicator are all marked not publicly available. Vehicle Maintenance is not, so a broker or an underwriter can pull it up without asking you. The intervention threshold is 80 percent for a general freight carrier, 75 percent for hazmat, and 65 percent for passenger carriers.

Why one strap ticket moves a small hotshot so far

The measure is a ratio. FMCSA divides your time and severity weighted violations by the time weighted total of your relevant inspections, and a relevant inspection is any vehicle inspection at Level 1, 2, 5, or 6, including the ones that found nothing. Clean inspections are the denominator. If you barely have any, you barely have a denominator.

Each violation carries a severity weight from 1 to 10, plus another 2 if it put you out of service, capped at 30 for any one inspection. A time weight then multiplies it, 3 in the first six months, 2 from six to twelve months, and 1 out to 24 months. The smallest safety event group is carriers with 5 to 10 relevant inspections, which is exactly where a one truck or two truck hotshot sits. Fewer than five and you get no percentile at all.

4Tiedowns for equipment 10,000 lb or more
2Tiedowns for a vehicle 10,000 lb or less
20%Downward force on an open deck
80%Vehicle Maintenance intervention threshold
Sources 49 CFR 393.102, 393.128, 393.130 and FMCSA SMS Methodology, June 2026

The two commodity rules most hotshot loads fall under

Hotshot freight is usually a vehicle or a piece of equipment, and the line between the two rules is 10,000 pounds.

Under 49 CFR 393.128, automobiles, light trucks, and vans weighing 10,000 pounds or less must be restrained at both the front and the rear against lateral, forward, rearward, and vertical movement, using a minimum of two tiedowns. Straps built to attach to the vehicle structure have to use the factory mounting points designed for it.

At 10,000 pounds or more, 49 CFR 393.130 takes over. Equipment on wheels or tracks needs a minimum of four tiedowns, each as close as practicable to the front and rear or on mounting points designed for that purpose. Accessory equipment such as a hydraulic shovel must be completely lowered and secured, and an articulated machine has to be restrained against articulating in transit. Two chains on a tracked skid steer is short by two, and your motor truck cargo claim gets read against the same section the inspector used.

What your straps are rated to survive

49 CFR 393.102 puts numbers on it. The system has to hold without exceeding the manufacturer breaking strength at 0.8 g of forward deceleration, 0.5 g rearward, and 0.5 g laterally, each applied separately, and stay inside the working load limit at 0.435 g forward, 0.5 g rearward, and 0.25 g lateral. Because a hotshot deck is by definition not enclosed, the system also has to press down with at least 20 percent of the weight of the article, which is where a strap that is merely snug quietly fails.

Condition counts as much as count. 49 CFR 393.104(b) requires every part in proper working order with no damaged or weakened components, and 393.104(f)(1) says tiedowns must not contain knots. A frayed strap tied off around the bad spot is a violation on its face. Your physical damage coverage answers for the truck and trailer, not for the load that left them.

Enforcement is pointed straight at this

CVSA made cargo securement the vehicle focus of the 2026 International Roadcheck, held May 12 through 14. Ahead of it, FreightWaves reported that inspectors wrote more than 18,000 violations in 2025 for cargo not secured against leaking, spilling, blowing, or falling, plus more than 16,000 for unsecured vehicle components and dunnage.

None of this changes what you can haul. It changes how your submission reads. Two clean years of Level 1 inspections on an open deck is a useful thing to hand an underwriter, and it is worth more on a hotshot account than on almost any other kind. Our hotshot insurance page covers the rest of the coverage stack.

Get a truck insurance quote in under a minute and we will price liability, cargo, and physical damage around the loads you actually pull. Call or text 423-264-4255, or start on our quote form.

Common questions

How many tiedowns does a skid steer need on a hotshot trailer?

At least four. 49 CFR 393.130 covers heavy vehicles, equipment, and machinery on wheels or tracks weighing 10,000 pounds or more, and it requires a minimum of four tiedowns restraining lateral, forward, rearward, and vertical movement. Each one has to sit as close as practicable to the front and rear of the machine or on mounting points designed for the purpose, and the boom or bucket has to be completely lowered and secured.

Does a load securement violation hurt my CSA score?

Yes, in the Vehicle Maintenance BASIC. FMCSA moved securement violations there in December 2012, and that BASIC is one of the publicly viewable ones, so brokers and underwriters can see it. The intervention threshold is 80 percent for a general freight carrier. Violations stay in the calculation for 24 months and count heaviest in the first six.

What rule applies to hauling a pickup or a car on a hotshot trailer?

49 CFR 393.128, as long as the vehicle individually weighs 10,000 pounds or less. It requires restraint at both the front and the rear using a minimum of two tiedowns, and any strap made to attach to the vehicle structure has to use the factory mounting points. Anything heavier than 10,000 pounds moves to 49 CFR 393.130 and the four tiedown rule.

Does cargo insurance pay when a load comes off the deck?

It depends on the policy form and on what the inspection report says, which is why securement paperwork matters so much on an open deck. Cargo coverage is not a federal requirement for general freight, so the wording you bought decides the claim. Call or text 423-264-4255 and we will read your current form against the loads you run, or get a truck insurance quote and we will quote cargo limits that match what is actually on the trailer.

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